Overdraft Against Gold Jewellery for Allied Activities

• Up to 85% of the Appraised Value of Gold. (Quantum shall be restricted to amount arrived based on Lending Rate per gram or Project Cost, whichever is lower.)
• Minimum amount - Rs. 2.00 Lakh
• Maximum amount - Rs. 35 lakhs.
  Subject to a ceiling of Rs. 35 Lakh per Borrower under Agricultural Gold Loan schemes.

Pledge of

• Gold ornaments/Jewellery.
• Specially minted Gold coins sold by banks up to 50 grams per customer.

• Revolving Facility tenable upto 36 Months subject to Annual Review. Monthly interest to be serviced.

Up to Rs.0.50 Lakh

NIL

Above Rs 0.50 Lakh to Up to Rs.1.00 Lakh

Rs.250.00

Above Rs.1.00 Lakh Up to Rs.3.00 Lakh

Rs.500.00

Above Rs.3.00 Lakh Up to Rs.5.00 Lakh

Rs.1100.00

Above Rs.5.00 Lakh Up to Rs.10.00 Lakh

Rs.1450.00

Above Rs.10.00 Lakh

Rs.2750.00