1800 1030
Service Charges on Gold Loan Schemes
1. Processing Charges for all Canara Agricultural Gold Loan Schemes:
|
Loan Quantum |
Consolidated Processing Charges (Excluding GST) |
|
Upto Rs.0.50 Lakh |
NIL |
|
Above Rs 0.50 lakh to Up to Rs.1 Lakh |
Rs. 250.00 |
|
Above Rs.1 Lakh Up to Rs.3 Lakh |
Rs. 500.00 |
|
Above Rs.3 Lakh Up to Rs.5 Lakh |
Rs. 1100.00 |
|
Above Rs.5 Lakh Up to Rs.10 Lakh |
Rs.1450.00 |
|
Above Rs.10 Lakh |
Rs.2750.00 |
2. Processing Charges for Swarna Loan Schemes:
| Loan Product | Consolidated Processing Charges (Excluding GST) till 31.03.2026 |
|---|---|
|
Swarna loan |
0.30% of the Loan amount with a minimum of Rs.250.00 and maximum of Rs.3000.00 |
|
Swarna Overdraft |
|
|
Swarna Monthly Interest |
|
| Swarna Express | 0.15% of the Loan amount with a minimum of Rs.125.00 and maximum of Rs.1500.00 |
3. Safe-Keeping Charges for all Gold Loan Schemes:
|
Loan Quantum |
Safe-Keeping Charges After 30 Days of Expiry/Closure of Loan(Excluding GST) |
|
Upto Rs. 5.00 Lakh |
Rs. 200 per month or part there of |
|
Above Rs. 5.00 Lakh |
Rs. 200 per month or part thereof |
|
Rate of Interest |
4. Jewel Appraiser Charges
Jewel Appraiser Charges (including GST) are to be borne by the borrower as applicable.