Canara GigStar is a Zero Balance Savings Account designed exclusively for :

• Individuals engaged in the gig and platform-based economy
• Individuals working in unorganized sectors.

For those who are driving India 24×7 — whether as ride-hailing drivers, delivery partners, freelancers, platform professionals, or daily wage earners — this account brings simple, flexible, and value-packed banking designed to support your everyday financial needs.

• Resident Indian 18 years & above
• Engaged in gig / platform-based / unorganized sector work.
• Individuals who fulfill the above criteria and not falling under ineligible category.

Not Eligible (Exclusions):

1. Joint accounts are not eligible.
2. Individuals employed in formal, full-time salaried roles (government, PSU, private corporates).
3. Individuals receiving salary from formal full-time employment (government/PSU/private)
4. Individuals who are income-tax payees.
5. Individuals whose primary income arises from formal business activities, including GST-registered business owners, traders, and entrepreneurs.
6. Individuals whose primary income comes from rental, investment, pension, or passive sources.
7. NRI / NRO / PIO / OCI
8. Foreign nationals, expatriates, and individuals without resident status.
9. Politically Exposed Persons (PEP) and their relatives/associates.
   Individuals identified as Money Mule Risk under existing HO circulars.
   Individuals engaged in high-risk occupations flagged for AML/KYC monitoring.
10. Individuals below 18 years of age.
11. HUF, Joint accounts, or non-individual entities
12. Individuals / Pensioners / Senior citizens - not engaged in gig/platform-based work or unorganized sector.
13. People currently registered under EPFO or ESIC.
14. Individuals unwilling to sign the mandatory Profession Self-Declaration Form.

• Zero Balance Account
• Visa Platinum Debit Card with Benefits Worth up to ₹35,000* .
• Free Merchant BHIM QR Sticker & Standee
• Easy Access to Housing Loans up to ₹35.00 lakh without ITR in Metro & Urban centers as per eligibility norms.
• Easier access to two-wheelers loans to eligible customers, and waiver of processing fee for two-wheeler loans up to ₹0.50 lakh, as per Bank’s existing policies and guidelines.
• Unlimited Transactions in Canara Bank ATMs,
• Three at metro and five at other centers Three Transactions free in other bank ATMs
• Accidental Insurance Coverage
• Unlimited NEFT/ RTGS/ IMPS
• Zero SMS charges – Unlimited
• Free 25 Cheque Leaves per year

• Application in the Banks prescribed form.
• Specimen Signature Card.
• Copy of PAN Card / Form 60 or 61 (if customer does not have PAN Card).
• Photograph of Account holder/s (2 copies).
• Proof of identity and address as per KYC Norms- Only the following documents will be acceptable (for individuals):
• Driving License.
• PAN Card.
• Voter Identity Card issued by the Election Commission of India.
• Job card issued by NREGA duly signed by an officer of State Government.
• Letter issued by the Unique Identification Authority of India (UIDAI) containing details of name, address and Aadhaar number.
1. Gig & Platform Worker Self-Declaration Form
2. Additional Documents, wherever available:
• e-Shram registration Unique Identification Number (UIN)
• Any document indicating existing work engagement

Services	Features
Debit card	VISA Platinum Debit Card
Mobile Banking/Internet Banking	Available
NEFT/RTGS/IMPS/UPI	Available
Personal Accident Insurance	Self	₹ 4 lakhs (Cancare policy)
	Spouse	₹ 2 lakhs (Cancare Policy)
Air Accident Insurance	Self	₹ 8 Lakhs (Cancare Policy)
	Spouse	₹ 4 Lakhs (Cancare Policy)
Baggage Insurance	₹ 50,000/- (Cancare Policy)
Purchase Protection Cover	₹ 50,000/- (Cancare Policy)
Free ATM card access in our branch ATM	Unlimited Free
Free ATM card access in other bank ATM per month	3 at metro and 5 at other centers
ATM Cash Withdrawal Limit	₹ 1,00,000/-
POS Limit	₹ 5,00,000/-
NFC (Contactless)	₹ 25,000/-
Offers	·         Offers on OTT Platforms, Travel offers, E-com/Q-com offers, Lifestyle offers, Discounts on electronics and many more. ·         For up to date offers list visit: ·         https://www.visa.co.in/en_in/visa-offers-and-perks/

Non Maintenance of Minimum Balance	NIL
Debit Card Issuance charge	Nil
Annual Maintenance Charge (AMC) of VISA Platinum Debit Card	Standard charges applicable, as Bank guidelines from time to time. At present ₹500/-
Account closure charges (From 14 days till one year)	As per extant guidelines
Other Charges	As per Bank’s Schedule of Charges (SOC) and regulatory guidelines.

 

All charges mentioned are exclusive of applicable GST.

• Submission of the Profession Self-Declaration Form is mandatory for opening or porting to the GigStar account.
• If the account is converted or ported from the Canara GigStar variant to any other Savings Account type, all associated benefits and offers linked to the GigStar account will cease immediately.
• Benefits, offers, and partner privileges are subject to partner availability, bank policies, and periodic revisions without prior notice.
• Debit card benefits and merchant offers are governed by VISA’s terms, partner terms, and Bank guidelines.
• All transactions, charges, and limits will be governed by the Bank’s Schedule of Charges (SOC) and regulatory guidelines.
• KYC norms as prescribed by RBI and the Bank must be fully complied with for account opening and continuation.
• If the customer’s occupation changes and no longer falls under the Gig and Platform Worker or unorganized sector category, the customer shall intimate the bank and convert the account to any other eligible Savings Account variant as per the Bank’s guidelines.
• Misrepresentation of occupation or submission of incorrect declaration may result in account closure or conversion of account to appropriate product as per regulatory and internal guidelines.

The Bank reserves the right to modify, withdraw, or replace any feature or benefit of the Canara GigStar account at its discretion.